Events and Challenges, Life, Personal Finance

Content – Bloganuary 2023

Hello on Friday the 13th.

This is the 100th post on the drifting satellite. When I started my blog, I was direction-less and didn’t even think that I would write 10 posts. Seven years later, I am multi-directional and this milestone is a big deal for me!

Thanks a lot for reading what I write and showing your appreciation through likes and comments. If you wish to receive my posts directly in your inbox, you can sign up for email updates. (No spamming, I promise)

From my misc-pics-box here is a photo of Speicherstadt, the old warehouse complex near the harbour, in Hamburg, a lovely and lively city in North Germany, which we called home for 2 years 2019-2020.

Welcome to Bloganuary, a WordPress Challenge I am participating in this month, that provides a daily writing prompt throughout January.

Day 13 prompt is: If you had a billion US dollars, how would you spend it?

I thought that since it’s Friday the 13th, maybe today’s prompt would be a spooky one. But Bloganuary keeps it random and interesting. 😊

One Billion USD is a lot of money. It’s thousand million dollars. It’s so much money that it’s hard to think about ways to spend it. This post is somehow quite hard to write. Harder, when you are very content with what you have. And since this is a hypothetical situation, I don’t wanna spend a lot of time to think about it.

My husband and I are not spenders. We would probably invest most of this money. We may buy a house for our own use as we do not own one in India or Germany. We may also invest a bit in properties, as we have zero investment in real-estate at the moment and almost 95% of our household wealth is invested in equity markets. We would probably take a sabbatical from work and visit family and friends for a bit longer than the usual week or so. We would spend some money on travelling, but our travel rhythm has grossly changed after moving to Germany. We are no longer very interested to see every place on Earth. We like making memories. We may buy a car. We never felt the need to buy one yet, but it may be good for road trips and exploration. We would give some of the money to charitable causes for supporting education, upliftment and general well-being. We would like to live at different places as well. However when we visit India, or any other place, after a few days we start missing our home and our life here in Germany. So I don’t really think we would become digital nomads. For a while, maybe. But I don’t see that as a long-term solution. Even though I was a big believer earlier and was chasing FIRE (Financial Independence and Retiring Early), my priorities are a bit different now. FI yes, but RE maybe not. But maybe I write more on that some other day.

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